As a person who works in the insurance filed as a producer, I have to agree on some points and disagree on others. Insurance companies would not be in the business if not to make a profit and they do make more then you stated. They do make a profit by controling costs. They do control cost by denying coverage. Hospitals and doctors do charge more for items then you can get from Wal Mart or a medical supply place. They claim it is to offset those that don't pay. For some reason this is acceptable and common. Whatever.
I lived throught he onset of HMO's and how they denied coverage that resulted in deaths, denied admission because the hospital wasn't in the 'network' that resulted in deaths, all for profit. Not a good system. Nor is ordering every test know to man to find a cause or cure. There should be balance.
I do agree that health insurance is a financial decision. Just like you insure your home or car, IN CASE you need it. The average person can handle going to the doctor for a flu shot or check up or most things under $1,000, even if they have to make payment arrangements. What most people cannot handle is cancer treatments, heart attacks, strokes, premature babies, dialysis treatment (which cost $40,000 a month), etc. The issue is, we never know when we are going to need it.
But that is when coverage is needed more then ever and like your home or car you hope you never need your policy, but you sure are happy when something major happends and your not facing financial ruin because you allowed yourself to play the odds and they didn't go in your favor.
I'd never do business with them or their parent. I'm so tired of seeing some toothless loser on my screen - what are they trying to accomplish - get your attention??
Great post. I appreciated your insight on this topic.
As I've visited with several people about health insurance I've come to realize that the most logical discussions get thrown out of the window as soon as an individual is facing a $250,000 bill. The truth is, far more than 50% of us pay more than we will ever get. This is because the primary purpose of insurance is to protect us, not from minor expenses, but from catastrophic loss.
In the rest of the insurance world this is obvious. We certainly don't claim an oil change on our auto plan or a broken sprinkler on our home owner’s policy. Many of us will even pay to repair the damage from a minor fender bender in order to avoid an increase in our auto insurance rates. Health insurance may be the only type of insurance that we are so dependent upon for minor issues.
This dependence causes increases in rates. Because we use the plan so much, the rates continue to escalate. However, like you mentioned, deciding to purchase insurance is a financial question. For me, paying a monthly premium is worth it. I can feel assured that if a catastrophic event occurs I will not be financially devastated.
Corey - Great Post, been a while.
It is my opinion that at some point in every sales person's life, they are pushy and over the top agressive.
It is a shame.
I like what you say at the end, "stop pitching..."
but I do not like the "serve" - try this:
Stop Selling, and start Attracting...
Don't Pitch, solve...
Don't act submissive, be subversive...
From the time I found Drupal, I have realized how perfect it is to use in making my blogs and personal sites. Drupal takes over where websites and blogs reached their natural boundaries. It is a star on the horizon of the web building world.
i was glad to here from you the truth about the walmart and their green ploy, eventually being a MBA student and undergoing my disseration on "Green Marketing and its impact on Purchasing Behaviour of Consumer" i beleive that though the consumers have a bit knowledge of global warming, climate change and its effects even then during their shopping time they hardly consider these points, what they give importance is the price and qulaity, most of my respondents beleive that its just an " SHOW OFF"....i think even you beleive the same.
Well, once I got the 'stupid stick' off my head I figured out that while I was editing the profile, I neglect to put the /add after /node...and voila, the categories come down just fine.
I'm still 0 for 1 on the 'replace url', and have what is probably more a wlw than drupal question? Should wlw download any existing content in the particular category from the site? Seems to me that it should grab the last xx entries, even if they were posted before I used wlw ?
Corey, I came across this last night, and it solves a MAJOR issue I've been having with a client. I do however have a couple of questions?
1) I don't see the "replace url" block on my screen. I do have a checkbox that asks if I'll use excerpts, but no place to ask for a replace url. I have pathauto enabled.
2) Probably a greater issue for me is that I don't see the taxonomy terms listed as categories. I tried to 'refresh' the add category box in wlw, but still nothing. The content type I'm editing has 12 taxonomy terms...any suggestions?
Ikon didn't decide to join Richo they were bought. Big difference. Furthermore Canon were the number #1 top line selling machine at Ikon for years. Ikon can only offer Ricoh and nothing else. Furthermore they are not allowed to compete against Ricoh direct or other vendors that sell Ricoh
I agree, this is about the stupidest arguement I've ever heard in my life. I am an avid recycler, and it pains me to hear the case for recycling made so poorly. I would like to mention though that some places do offer incentives to recycle. Where I live we have a "pay as you throw" system for solid waste management whereby we pay a volume based fee for garbage pick-up, but recycling and organics collection is free.
As for recyclable materials being bought from you, they are. Cities sell recyclable materials. They make money doing it. If you bring in your own recyclables directly instead of using curbside pick-up, they will pay you instead of the city (this may vary by location, but it's true here).
For me, this system makes recycling make sense from the perspective of personal economy. For the majority of people, personal economy really hits home.
Canon USA is going down!!! IKON was the biggest customer to Canon. Since canons color products are not up to par, IKON decided to join with the world leader in office equipment and cameras!!!! Ricoh all the baby!!!!
I do have to say, at least you’re listening and giving it some thought. You are absolutely correct; it is harder and more expensive to recycle in some cities than others. Recycling does save material and there is usually a gain in doing it. Your area most likely pays for the convenience of having it hauled from your home just as you pay for the convenience of having your garbage hauled from your home. I am certain you could take your recyclables to a drop off location for free or even for a little extra cash, but you would have to deal with the nuisance of taking it there.
Recycling is the last of the efficient or "green" options. First (as we all learned in grade school) is to reduce. Reduce the amount of waste you produce by using your own bags at the store (some stores offer discounts if you bring your own bag) or buying products that don't have/use as much packaging. The next is reuse. Find other ways to use the paper or plastic bags you have or build a playhouse from cardboard boxes for your kids. Finally, our discussion about recycling. If you can recycle the item, go ahead and give it a chance at another go round. By reducing the amount of new material we use from the environment we can preserve the earth for many more years to come. If we remain wasteful the earth will be full of garbage and the materials we use now will be scarce. This will certainly raise the price of all of the products you use today.
There are many places online to help find where you can recycle like your local ".gov" or http://earth911.com/
I have to say that this is just about the dumbest argument that I have ever heard.
I have five children that I love very much. I am smart enough to know that keeping them safe and throwing normal trash away are two completely separate events.
If in fact recycling would save a child's life, I would certainly recycle. The reality is, it doesn't have anything to do with it.
You completely miss my point. You can't guilt someone into compliance. People make decisions based on their pocket books. People say that it is energy saving to recycle. If it was so energy saving, then I shouldn't have to pay to recycle. The users of that resource would want to buy it recycled because it would cost them less.
If the recycling isn't energy saving, then how could it be bad for the enviroment? We need to be as efficient as we can to "save" the planet. So, if recycling doesn't save energy, then we shouldn't recycle.
If we provide people an economic way to be more efficient in their energy consumption (like buying their old recycables and not subsidizing energy) then people will recycle.
Just don't make a stupic argument like, "not recycling kills childen." That is just plain dumb and makes you look like an idiot.
Give me an argument that makes sense and I might listen.
Yes you may be right recycling is hard, but is it hard to save someones life, or everyones life? Because to me it really doesn't matter how hard it is, the place where we live is our responsability. People who don't recycle, save watter or power might as well kill their children and well, every kid they see, because basically that's what you're doing with this ridiculous attitude. So ask yourself " How hard would it be to save my childs life?", and if someone told you, "You just have to recycle.", would you say it is too hard.?
I just started a discussion forum at our business site for support on things like this. You are welcome to ask that question there and we'll see what we can do to help you.
Any hints for me? I've been looking at cross-browser compatibility, themeing common Drupal elements like Primary/Secondary links, headers and footer and ensuring that blocks display well.
Well, actually, we have a process. We have a checklist of things that we test. We have built what we call a themeing platform. It allows us to check all the things we think are important so that we can test them. The demo site is a modification of that themeing platform.
Corey, the theme looks hot. I've been tinkering with designing Drupal themes for a while now, and I'm wondering what your process is for preparing a theme for general use. Not that there's a checklist, but what sort of things do you do before releasing a theme?
I like your interpretation of the Newsflash theme which I use on my site. One thing I would like to see, which I am not sure is for an authenticated user to be able to choose a different color for the site with perhaps a co-ordinated logo.
I thought it was doable using subthemes but I ran into a heap of trouble going down that route.
It seems to be the bigger the company the more they have blinder's on regarding customer service. You have to be proactive and in constant contact with customers.
Sending large files via email has always been a problem. With file size and attachment needs growing out of control it has become a real challenge. FTP solutions work but can be slow and not very user friendly, you need a replacement. This is where we come in to send a file!! You can email large files and share large files (2000MB) free with toobigforemail.com!!!
Recent comments
As a person who works in the insurance filed as a producer, I have to agree on some points and disagree on others. Insurance companies would not be in the business if not to make a profit and they do make more then you stated. They do make a profit by controling costs. They do control cost by denying coverage. Hospitals and doctors do charge more for items then you can get from Wal Mart or a medical supply place. They claim it is to offset those that don't pay. For some reason this is acceptable and common. Whatever.
I lived throught he onset of HMO's and how they denied coverage that resulted in deaths, denied admission because the hospital wasn't in the 'network' that resulted in deaths, all for profit. Not a good system. Nor is ordering every test know to man to find a cause or cure. There should be balance.
I do agree that health insurance is a financial decision. Just like you insure your home or car, IN CASE you need it. The average person can handle going to the doctor for a flu shot or check up or most things under $1,000, even if they have to make payment arrangements. What most people cannot handle is cancer treatments, heart attacks, strokes, premature babies, dialysis treatment (which cost $40,000 a month), etc. The issue is, we never know when we are going to need it.
But that is when coverage is needed more then ever and like your home or car you hope you never need your policy, but you sure are happy when something major happends and your not facing financial ruin because you allowed yourself to play the odds and they didn't go in your favor.
I'd never do business with them or their parent. I'm so tired of seeing some toothless loser on my screen - what are they trying to accomplish - get your attention??
How do you get them to stop?
Great post. I appreciated your insight on this topic.
As I've visited with several people about health insurance I've come to realize that the most logical discussions get thrown out of the window as soon as an individual is facing a $250,000 bill. The truth is, far more than 50% of us pay more than we will ever get. This is because the primary purpose of insurance is to protect us, not from minor expenses, but from catastrophic loss.
In the rest of the insurance world this is obvious. We certainly don't claim an oil change on our auto plan or a broken sprinkler on our home owner’s policy. Many of us will even pay to repair the damage from a minor fender bender in order to avoid an increase in our auto insurance rates. Health insurance may be the only type of insurance that we are so dependent upon for minor issues.
This dependence causes increases in rates. Because we use the plan so much, the rates continue to escalate. However, like you mentioned, deciding to purchase insurance is a financial question. For me, paying a monthly premium is worth it. I can feel assured that if a catastrophic event occurs I will not be financially devastated.
From the time I found Drupal, I have realized how perfect it is to use in making my blogs and personal sites. Drupal takes over where websites and blogs reached their natural boundaries. It is a star on the horizon of the web building world.
Hello Mr.Smith,
i was glad to here from you the truth about the walmart and their green ploy, eventually being a MBA student and undergoing my disseration on "Green Marketing and its impact on Purchasing Behaviour of Consumer" i beleive that though the consumers have a bit knowledge of global warming, climate change and its effects even then during their shopping time they hardly consider these points, what they give importance is the price and qulaity, most of my respondents beleive that its just an " SHOW OFF"....i think even you beleive the same.
Student
College of Technology London,
University of walse lampeter
Well, once I got the 'stupid stick' off my head I figured out that while I was editing the profile, I neglect to put the /add after /node...and voila, the categories come down just fine.
I'm still 0 for 1 on the 'replace url', and have what is probably more a wlw than drupal question? Should wlw download any existing content in the particular category from the site? Seems to me that it should grab the last xx entries, even if they were posted before I used wlw ?
Mark
Corey, I came across this last night, and it solves a MAJOR issue I've been having with a client. I do however have a couple of questions?
1) I don't see the "replace url" block on my screen. I do have a checkbox that asks if I'll use excerpts, but no place to ask for a replace url. I have pathauto enabled.
2) Probably a greater issue for me is that I don't see the taxonomy terms listed as categories. I tried to 'refresh' the add category box in wlw, but still nothing. The content type I'm editing has 12 taxonomy terms...any suggestions?
Again thanks
Ikon didn't decide to join Richo they were bought. Big difference. Furthermore Canon were the number #1 top line selling machine at Ikon for years. Ikon can only offer Ricoh and nothing else. Furthermore they are not allowed to compete against Ricoh direct or other vendors that sell Ricoh
I agree, this is about the stupidest arguement I've ever heard in my life. I am an avid recycler, and it pains me to hear the case for recycling made so poorly. I would like to mention though that some places do offer incentives to recycle. Where I live we have a "pay as you throw" system for solid waste management whereby we pay a volume based fee for garbage pick-up, but recycling and organics collection is free.
As for recyclable materials being bought from you, they are. Cities sell recyclable materials. They make money doing it. If you bring in your own recyclables directly instead of using curbside pick-up, they will pay you instead of the city (this may vary by location, but it's true here).
For me, this system makes recycling make sense from the perspective of personal economy. For the majority of people, personal economy really hits home.
I do have to say, at least you’re listening and giving it some thought. You are absolutely correct; it is harder and more expensive to recycle in some cities than others. Recycling does save material and there is usually a gain in doing it. Your area most likely pays for the convenience of having it hauled from your home just as you pay for the convenience of having your garbage hauled from your home. I am certain you could take your recyclables to a drop off location for free or even for a little extra cash, but you would have to deal with the nuisance of taking it there.
Recycling is the last of the efficient or "green" options. First (as we all learned in grade school) is to reduce. Reduce the amount of waste you produce by using your own bags at the store (some stores offer discounts if you bring your own bag) or buying products that don't have/use as much packaging. The next is reuse. Find other ways to use the paper or plastic bags you have or build a playhouse from cardboard boxes for your kids. Finally, our discussion about recycling. If you can recycle the item, go ahead and give it a chance at another go round. By reducing the amount of new material we use from the environment we can preserve the earth for many more years to come. If we remain wasteful the earth will be full of garbage and the materials we use now will be scarce. This will certainly raise the price of all of the products you use today.
There are many places online to help find where you can recycle like your local ".gov" or http://earth911.com/
I have to say that this is just about the dumbest argument that I have ever heard.
I have five children that I love very much. I am smart enough to know that keeping them safe and throwing normal trash away are two completely separate events.
If in fact recycling would save a child's life, I would certainly recycle. The reality is, it doesn't have anything to do with it.
You completely miss my point. You can't guilt someone into compliance. People make decisions based on their pocket books. People say that it is energy saving to recycle. If it was so energy saving, then I shouldn't have to pay to recycle. The users of that resource would want to buy it recycled because it would cost them less.
If the recycling isn't energy saving, then how could it be bad for the enviroment? We need to be as efficient as we can to "save" the planet. So, if recycling doesn't save energy, then we shouldn't recycle.
If we provide people an economic way to be more efficient in their energy consumption (like buying their old recycables and not subsidizing energy) then people will recycle.
Just don't make a stupic argument like, "not recycling kills childen." That is just plain dumb and makes you look like an idiot.
Give me an argument that makes sense and I might listen.
Yes you may be right recycling is hard, but is it hard to save someones life, or everyones life? Because to me it really doesn't matter how hard it is, the place where we live is our responsability. People who don't recycle, save watter or power might as well kill their children and well, every kid they see, because basically that's what you're doing with this ridiculous attitude. So ask yourself " How hard would it be to save my childs life?", and if someone told you, "You just have to recycle.", would you say it is too hard.?
Business Software can help to grow your business by streamlining daily processes so that they require less time and manual effort.
I just started a discussion forum at our business site for support on things like this. You are welcome to ask that question there and we'll see what we can do to help you.
http://www.tributemedia.com/forum
Any hints for me? I've been looking at cross-browser compatibility, themeing common Drupal elements like Primary/Secondary links, headers and footer and ensuring that blocks display well.
Are there other factors to be looking at?
Well, actually, we have a process. We have a checklist of things that we test. We have built what we call a themeing platform. It allows us to check all the things we think are important so that we can test them. The demo site is a modification of that themeing platform.
Corey, the theme looks hot. I've been tinkering with designing Drupal themes for a while now, and I'm wondering what your process is for preparing a theme for general use. Not that there's a checklist, but what sort of things do you do before releasing a theme?
Well, you could do that pretty easily by putting multiple copies of the theme in with different names. Then you'd be set.
Yes, but what I mean is for each user to be able to pick their own color scheme, say I like Red and you like Blue...
Eric
Eric, have you installed the ThemeSettingsAPI module? If so, you can change the colors from the theme configuration page.
I like your interpretation of the Newsflash theme which I use on my site. One thing I would like to see, which I am not sure is for an authenticated user to be able to choose a different color for the site with perhaps a co-ordinated logo.
I thought it was doable using subthemes but I ran into a heap of trouble going down that route.
Eric
It seems to be the bigger the company the more they have blinder's on regarding customer service. You have to be proactive and in constant contact with customers.
Sending large files via email has always been a problem. With file size and attachment needs growing out of control it has become a real challenge. FTP solutions work but can be slow and not very user friendly, you need a replacement. This is where we come in to send a file!! You can email large files and share large files (2000MB) free with toobigforemail.com!!!